PENGARUH PENGETAHUAN SANTRI TENTANG PERBANKAN SYARIAH TERHADAP MINAT MENGGUNAKAN PRODUK SYARIAH

Abstract

This study aims to analyze the influence of students' knowledge on interest in using Islamic banking products at Al-Ittihad Cianjur
Islamic Boarding School. One of the problems faced is that most of the students are under 17 years old, so their understanding of the concept and mechanism of Islamic banking is still limited in the midst of the development of conventional banking which is considered more sophisticated and modern, Islamic boarding school institutions such as the Al-Ittihad Islamic Boarding School are expected to be able to strengthen their role in upholding the principles of Islamic banking as part of religious education applied in Islamic boarding schools.
This study uses a quantitative approach with a survey method, involving 92 students as respondents. Data collection was carried out through a questionnaire to find out the level of knowledge of students about Islamic banking and their interest in using Islamic banking products. Data analysis was carried out using regression The results of the study show that students' knowledge about Islamic banking has a significant effect on their interest in using these products, even though their understanding is still hampered by their relatively young age.
In addition, it was found that although conventional banking is better known for its technology and easier access, Islamic boarding schools have an important role in strengthening students' understanding of Islamic banking values, which are in line with religious principles. Therefore, more intensive education efforts are needed so that students can understand and be interested in using Islamic banking products properly.